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Head, Credit Approval & Control (Unsecured Lending)

Job Title: Head, Credit Approval & Control (Unsecured Lending)
Contract Type: Permanent
Location: Hong Kong
Industry:
Salary: Negotiable
Reference: 46926_1624440971
Contact Name: Cardie Siu
Contact Email: cardie.siu@kos-intl.com
Job Published: June 23, 2021 17:36

Job Description

Responsibilities

  • To lead a team overseeing the credit approval and monitoring credit quality of the consumer loan portfolio
  • To ensure proper credit control to mitigate potential credit risks
  • To perform credit assessment, evaluation and approval of consumer loan applications
  • To liaise with frontline branches on credit approval results
  • To monitor and manage loans portfolio quality from credit risk point of view and identify necessary action for credit risk mitigation
  • To enhance credit approval practices to mitigate potential credit risks
  • To review, formulate and maintain in-house credit policies, related procedural manuals and credit risk control measures on regular basis to minimise credit loss

Requirements

  • University degree in Business Administration or related disciplines
  • Minimum 10 years' credit assessment and risk management experience in lending business of the banking field, preferably with experience in portfolio management
  • Strong analytical skills with sound credit judgement
  • Good command of written English and Chinese

Click "Apply Now" to apply for this position or call Cardie Siu at +852 3180 4955 for a confidential discussion. All information collected will be kept in strict confidence and will be used for recruitment purpose only.