Manager/ VP - Credit Risk Management (Retail Lending)

Job Title: Manager/ VP - Credit Risk Management (Retail Lending)
Contract Type: Permanent
Location: Hong Kong
Salary: Negotiable
Reference: 44168_1607004590
Contact Name: Cardie Siu
Contact Email:
Job Published: December 03, 2020 22:11

Job Description

Our client is a reputable retail and commercial bank in hong kong, currently looking for a candidate with strong credit risk experience on unsecured lending for the Credit Risk Department.

Credit Risk Manager - focus on Retail Lending Approval & Credit Risk Monitoring & Control - (Credit Card / Unsecured Lending)

  • Be a core member in the team, enhance and review credit policies to optimize credit risk/reward trade-off for credit card /unsecured lending
  • Conduct credit review and approval on new credit card/unsecured lending applications, line increase requests and cash installment applications with lending authority, ensure sound and effective processes to meet service standards and regulatory compliance requirements
  • Monitor and control delinquency, over-limit and charge-off ratios at acceptable levels. Also, monitor and control exception approval and key risk triggers
  • Strengthen approving officer's competence in credit analysis, judgment and making sound credit decision
  • Review the credit card/unsecured lending portfolio quality and submit report to Management


  • Degree in Business or related disciplines
  • Over 7-year experience in credit card & unsecured lending of which 4 years at managerial position with good understanding in credit management
  • Prudent, initiative, independent, able to work under pressure and detail-oriented;
  • Good interpersonal and communication skill
  • Good command of both spoken and written English and Chinese, Putonghua proficiency is an advantage
  • Strong knowledge of Microsoft Office applications. SAS, SQL and other statistical knowledge is a plus

Click "Apply Now" to apply for this position or call Cardie Siu at +852 3180 4955 for a confidential discussion. All information collected will be kept in strict confidence and will be used for recruitment purpose only.